Women’s bank cards placed for eight years did not pay attention to nearly five thousand yuan arrears-ca1805

Women’s bank cards placed for eight years did not pay attention to nearly five thousand yuan arrears, received SMS, said my bank card arrears, but also think it is a liar. I didn’t realize I really owe so much money now." Yesterday, Ms. Yu people to reflect the Wuhan evening news, she said 8 years ago to do a bank card, have kept no results, rather baffling generated nearly 5000 yuan in arrears. "Dormant card" 8 years out of nearly 5000 yuan in arrears "in 2008, I want to take a few thousand dollars from Shiyan to Wuhan, the road safety do not worry, a bank card. Later, the money was taken out, and the bank card had not been managed." Ms. Yu said, her this card is bound to her son’s mobile phone number, from last year began to receive SMS tips, said this card arrears more than 4000 yuan, more than a woman thought it was a scam short interest is ignored. "This year received several, owe the amount of more than last year, nearly 5000 pieces. I don’t think it’s right. I’ve never used this card before. How can I owe it?" Ms. Yu said, the bank with her bank card to Hankou Zhuyeshan inquiry, the staff told her that this card is issued earlier this year, the market has been very rare, so she went to the Jianghan Road branch. Ms. Yu rushed to the branch and asked for the card to be sent out to see how the cost was generated. "Only to find the cost after 2014, in 2014 before the arrears is 1000 yuan. Staff said that every year in the annual fee deduction, "ligunli" rolled into it." Ms. Yu said that the scene can not solve the problem, only to Wuhan evening news reflects the situation. Branch staff, Ms. Yu holds the bank card annual fee of 50 yuan deducted annually, and Ms. Yu did not timely bank card account, causing cumulative cost. "We understand that she this card has no overdraft, this money is not because of an overdraft, so in accordance with the provisions of all outstanding fees can be cleared, and won’t produce deductions. She can also be cancelled, also can not ignore." The bank advised the timely processing of "dormant card" bank card only a few dollars, even the empty card, if not long-term care, will have a plan? Will arrears affect the user? Wuhan evening news reporter has contacted the China Construction Bank, industrial and commercial bank, China Merchants Bank, agricultural bank customer service phone, the staff suggested that, if the card is not used for a long time, as early as possible cancellation processing. Several bank customer service staff have explained that, if an ordinary bank card account will be deducted 10 yuan, annual fee, and each quarter will be deducted 3 yuan small account management fees, if the user does not take care of long-term accounts, bank cards become "dormant card", the account will have arrears, but the situation is not included in the personal credit system that does not affect the life of the user. If you will use the bank card, you need to pay the costs owed to continue to use, if not to use the bank card, can be ignored, after the arrears reached a certain amount, the bank will automatically liquidate treatment. The staff suggested that, if the name of the bank card into the empty card, users should as soon as possible to the bank account processing. (reporter Shi Wei)

女子办银行卡放置八年没理睬 出现近五千元欠费   “收到短信,说我的银行卡欠款了,还以为是骗子。没想到现在真的欠了这么多钱。”昨天,市民余女士向武汉晚报反映,说她8年前办了一张银行卡,一直放着没管,结果莫名其妙产生了将近5000多元的欠费。   “休眠卡”8年滚出近5000元欠费   “2008年,我要从十堰带几千块钱来武汉,担心路上不安全,就办了一张银行卡。后来钱取出来了,银行卡就一直没管。”余女士说,她的这张卡绑定的是她儿子的手机号码,从去年开始陆续收到短信提示,说这张卡里欠费了4000多块钱,余女士一家以为是诈骗短息就没有理会。   “今年又收到几条,欠费数额比去年多了一些,将近5000块了。我觉得不对劲,这张卡我从来没有用过,怎么会欠费?”余女士说,她带着银行卡赶到汉口竹叶山的开户行询问,工作人员告诉她,这种卡是早些年发行的,市面上已经很少见,让她到江汉路的支行处理。   余女士赶到支行要求将该卡的流水打出,查看如何产生的费用。“只能查到2014年以后的费用,在2014年前欠费是1000元。工作人员说是每年都在扣年费,‘利滚利’滚成这样子了。”余女士说,现场没能解决问题,才向武汉晚报反映了情况。   支行工作人员介绍,余女士持有的银行卡每年有50元的年费扣除,而余女士没有及时将银行卡销户处理,造成了费用累积。“我们了解到,她这张卡没有透支行为,这些钱不是因为透支产生的,所以按照规定可以将所欠费用清零,并且以后不会再产生扣费。她本人也可以进行销户处理,也可以不用理会。”   银行建议及时处理“休眠卡”   银行卡里只剩几块钱,甚至成了空卡,如果长期不理会,会不会产生欠费?欠费会不会对用户产生影响?武汉晚报记者先后联系了建设银行、工商银行、招商银行、农业银行客服电话,工作人员建议,如果空卡长期不使用,最好尽早进行销户处理。   几家银行客服工作人员均解释称,如果是普通银行卡账户,每年会扣除10元年费,另外每季度会扣除3元小额账户管理费,如果用户长期不打理账户,银行卡成为“休眠卡”,账户会产生欠费,但欠费情况不纳入个人信用系统,不会影响用户生活。如果还将使用该银行卡,则需要补缴所欠费用才能继续使用,如果不再使用该银行卡,可以不用理会,欠费达到一定数额之后,银行会自动进行清户处理。工作人员建议,如果名下银行卡成了空卡,用户最好尽早到银行网点销户处理。(记者石伟)相关的主题文章: